Worried About Protecting Your Assets from Medicaid in New Jersey?
Secure Your Wealth & Qualify for Medicaid with a MAPT
Our experienced New Jersey estate planning attorneys specialize in Medicaid Asset Protection Trusts (MAPTs) to help protect your home, savings, and assets from Medicaid’s spend-down requirements and estate recovery. With a properly structured MAPT, you can ensure eligibility for Medicaid while preserving your financial legacy for your loved ones.
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Rosenblum Law Firm P.C. | 777 Passaic Ave Suite #460, Clifton, NJ 07012
The content of this site is informational in nature and is not intended as legal advice.
A licensed attorney should be contacted if legal advice is sought. Past results do not guarantee future performance.
Dedicated estate planning attorneys focused on your case
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Our Attorneys
Our estate planning lawyers are experienced in Medicaid planning and asset protection.
Adam
Rosenblum, Esq.
Lois
Varughese, Esq.
Jobin
Joseph, Esq.
David
Bustamante, Esq.
CLIENT REVIEWS
Sanford Rosenblum, Senior Attorney
Why Choose Rosenblum Law?
At Rosenblum Law, our experienced estate planning attorneys specialize in Medicaid planning and asset protection. We have helped countless New Jersey families safeguard their wealth and qualify for Medicaid without unnecessary financial loss.
We take cases all over the state of New Jersey!
Frequently Asked Questions
What is a Medicaid Asset Protection Trust (MAPT)?
A Medicaid Asset Protection Trust (MAPT) is an irrevocable trust designed to protect your assets from Medicaid’s spend-down requirements and estate recovery. By transferring assets into a MAPT, they are no longer counted toward Medicaid eligibility after a five-year look-back period.
How does a MAPT help me qualify for Medicaid?
Medicaid has strict asset limits for eligibility. Without a MAPT, you may be required to spend down your assets before Medicaid will cover long-term care. A MAPT allows you to legally shield assets so they do not count against you when applying for Medicaid.
What assets can I place in a MAPT?
You can place a variety of assets into a MAPT, including:
✔ Your home (to prevent Medicaid from seizing it after you pass)
✔ Savings accounts & investments
✔ Certain retirement funds
✔ Family heirlooms or other valuable property
Will I still have access to my assets after placing them in a MAPT?
Once assets are placed in a MAPT, you no longer have direct ownership of them. However, you may reserve a right to reside in your primary home while having your chosen trustee manage the remaining assets according to your wishes.
Is there a penalty for setting up a MAPT too late?
Yes. Medicaid has a five-year look-back period, meaning that any assets transferred into a MAPT within five years of applying for Medicaid could result in penalties or delays in eligibility. That’s why it’s crucial to plan ahead.
Who should consider setting up a MAPT?
A MAPT is ideal for individuals who:
✔ Want to protect their home and savings from Medicaid spend-down rules
✔ Are concerned about nursing home costs and future long-term care needs
✔ Want to pass assets to their heirs without Medicaid taking them
✔ Are 55 or older and planning for future healthcare costs
Can a MAPT help me avoid probate?
Yes! Assets placed in a MAPT bypass probate, allowing for a smooth transfer to beneficiaries without court intervention. This ensures your loved ones receive their inheritance faster and without unnecessary legal fees.
Shivana Pinto Pereira
From first contact to my representation at court, Rosenblum Law handled everything in a professional manner. They were in constant communication with me and we discussed all options beforehand, what to expect on the day of the hearing and I even received a synopsis of what happened after. They tried their very best to get me the best outcome and I was very satisfied with their services.
Jorge Rosario
Had a great experience with their service. Easy to reach for consultation, seamless process with submitting documentation and they take care of the rest! Didn't have to do anything until got my resolution. Would recommend.
Abigail Laulman
I am very grateful Rosenblum handled my case. It was a stressful process, but they were gracious, concise, and very professional. I highly recommend their services - they are certainly on top for a reason!
Jae Sung
Adam Rosenblum explained what could and couldn't be done . Nothing guaranteed. I just let him do his job. It took over a year. The result - dismissed. Totally satisfied with the outcome. Thanks!
Eli Weintraub
The Rosenblum Law group was very helpful and informative from beginning to end. They told me exactly what to expect and got the best results I could have asked for. Thanks!
Marius Constantin
Very responsive on the phone, they take the time to explain what to expect and what documents they need from you, while giving you their best estimate what the process entails on your part. Highly recommend!
Tom Plummer
Excellent professional assistance for the legal issues I needed to be addressed. They took all my worries away. It took longer than expected, but they stayed on it through to completion. Thank you, Thank you, Thank you!!
Mo Harun
"Thank for handling my friends case. I do appreciate all of the informational material you send out. Always relevant and timely. Continued success for your clients. Thanks"
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Customized Trust Solutions for Maximum Protection
How to Get Started
Time is critical when it comes to Medicaid planning due to the five-year look-back period on asset transfers. Act now to protect your assets before it's too late.
Call us today at (888) 555-1212 for a free consultation, or fill out the form to speak with an experienced attorney about how a MAPT can benefit you.
💼 Experienced Estate Planning Team – Over 20 years of experience helping NJ families.
📜 Customized Legal Solutions – Every MAPT is tailored to your financial and personal needs.
⚖️ Comprehensive Medicaid Planning – Avoid costly mistakes that could disqualify you.
🏠 Peace of Mind for Your Future – Ensure your assets are preserved for your loved ones.
Who Should Consider a MAPT?
You should consider a Medicaid Asset Protection Trust if:
✔ You own a home, savings, or investments and want to protect them.
✔ You are concerned about long-term care costs and Medicaid eligibility.
✔ You want to leave an inheritance to your family without Medicaid taking it.
✔ You are 55 or older and planning ahead for future healthcare needs.
✔ Protect your home, savings, and other assets from Medicaid spend-down and estate recovery.
✔ Ensure Medicaid eligibility while keeping assets within your family.
✔ Avoid probate for a smoother transition of wealth to loved ones.
✔ Control trust distributions while protecting assets from creditors or lawsuits.
✔ Plan for long-term care without sacrificing financial security.
Benefits of a MAPT in NJ